OnTheList

Host Terms

Version 2026-10-29

Status: published. Prepared against the product as built. A version reviewed by counsel, when issued, replaces this one under its own changes section. Version: 2026-10-29 · Effective: 2026-10-29 · Registry slug: host-terms Operator: Moretime.ai Inc., a Texas corporation ("we", "us", "OnTheList.Live") · Contact: hi@moretime.ai · Postal address: 5900 Balcones Drive, Suite 100, Austin, TX 78731, United States

1. Who you are, and what these terms are

These Host Terms are a contract between Moretime.ai Inc. and you, a host on OnTheList.Live — or, from the moment you pay the host access fee (section 4.9), a person buying access to become one.

"You" means the person who pays the host access fee or creates a host account, and the organisation they create it for. Ticking "I accept the Host Terms" on the host set-up page accepts these terms for both and confirms you have the authority to bind the organisation. If you pay the host access fee, the box you tick on our page before paying accepts these terms and the Refund Policy for that purchase and confirms you are 18 or older. Anyone who acts through your host account acts for you.

These terms govern your relationship with us as a host. The Terms of Service govern sponsors and visitors; the Acceptable Use Policy, the Prohibited Content Policy, the Refund Policy, the Bid Rules, the Privacy Policy and the Advertising and Sponsorship Disclosure each govern what they name, and these terms cite them rather than restate them. Where two of these documents say different things about the same point: for money, the Refund Policy governs, then the Bid Rules; for what may be listed, the Prohibited Content Policy governs, then the Acceptable Use Policy; on every other point the document written for that point governs, and these terms give way to it.

We record your acceptance on the host set-up page — the version, the instant, the network address and the browser — with your host account and in our audit log. When you pay the host access fee, the versions of these terms and the Refund Policy that you accepted are recorded with that payment.

2. Eligibility and your account

  • You must be at least 18. Stripe's identity checks apply to the Stripe account you connect (section 4.6); we run none of our own.
  • Creating the organisation that runs boards takes a setup link: a single-use link, valid for seven days, sent to one address, and the organisation must be created under that address. We send one in two ways: automatically, once Stripe confirms your payment of the host access fee (section 4.9); or when we invite you ourselves, which needs no fee. If your link lapses before you use it, ask for a new one on the page you reached after paying (/apply/paid) or, for a link we sent you ourselves, write to us; a new link replaces the old one.
  • You sign in with an email address and a password. Keep them confidential; everything done through your account is treated as done by you until you tell us it is compromised.
  • The person who creates the host account holds its Owner role. The product is built around five roles (Owner, Admin, Billboard Manager, Moderator, Analyst) and checks every host action against the role performing it; today a host account has one member, its Owner. If we later let you add members, they act for you under these terms.
  • A host account is for running boards in the course of a business, a project or a community, not a consumer account.

3. What the service is for a host

OnTheList.Live lets you run a board: a public page at onthelist.live/<slug> on which sponsors pay for ranked placement. Every listing on a board is a paid advertisement, except two kinds of entry that hold no money and are labelled as such: a host's own house entries — unranked, in their own labelled section below every paid listing — and, on a board that resets, carried rows at $0, marked "Carried" and numbered below every paid listing: a courtesy copy of a listing from the round before, holding no money. Rank is decided by the cumulative bid total on each listing and by nothing else; a later bid adds to a listing's total, and a tie never overtakes.

A board has a mode, fixed at creation — reset (rounds on a daily, weekly or monthly cadence, each starting from zero) or permanent (one round that never ends; its page calls this all-time) — a cadence and, for a daily board, optional opening hours; a minimum bid and a bid step; a review setting (section 6.3); a carry-forward setting; a setting that shows the public a rounded band of click activity; up to three house entries (section 6.4); a list of blocked websites (section 6.6); and your logo. Changes a person on your team makes to a board's settings, description, logo, house entries and blocked websites are recorded in our audit log: who, what (before and after) and when.

A board lives on our domain: no host-supplied HTML or script, and no theme beyond those settings. There is no self-service custom domain; where we agree to point a hostname of yours at your board, it is a redirect we configure by hand outside the product, and the board's page stays on our domain. Every board renders the page-level disclosure banner described in the Advertising and Sponsorship Disclosure and the footer line, quoted exactly as it appears on the page (COPY-5): "Powered by OnTheList.Live — start your own board" Neither can be removed or obscured. Published boards appear in our public directory and can be read through the sponsor API. Your board's title, slug, logo, host name, bio and social handles are public. We promise no traffic, no sponsors and no revenue.

4. Money: how a bid is paid, and who is paid

4.1 You keep every dollar a business pays for its spot

We quote the product's line (COPY-1) exactly as it appears on the page: "You keep every dollar a business pays for its spot." A spot's price is the bid: the bid a sponsor pays for placement on your board is paid to you, in full, and we take no share of it. The service fee the sponsor pays on top of the bid (section 4.2) is not part of the spot's price: it carries our fee and the card processing that pays Stripe's fee for the payment at Stripe's standard US card rate, so on a US card at that rate the bid reaches your Stripe balance whole (section 4.3). A refund or dispute on that payment reduces it (section 5): "every dollar" describes our share of the bid — none — not what reaches your bank after refunds, disputes and any difference in Stripe's fee that section 4.3 leaves with you.

4.2 The service fee the sponsor pays

On top of the bid, the sponsor pays a service fee, one line with two parts: our fee — the larger of 20% of the bid and $0.50, under the platform's current default parameters (section 4.7) — and the card processing — the amount that pays Stripe's processing fee on the charge before any sales tax, at Stripe's standard US card rate (2.9% plus 30 cents). The sponsor sees the bid and the service fee as two line items on one payment and the all-in total before paying (plus any sales tax you collect, section 6.10); the minimum card charge is $1.85. Stripe collects our fee on that payment as our application fee on your charge; the card processing stays in your Stripe balance to pay Stripe. Neither is deducted from your bid, and neither affects rank.

4.3 Stripe's processing fee

We quote the product's disclaimer (COPY-2) exactly as it appears on the page: "Card processing is added to what the business pays, at the standard US card rate." That fee is Stripe's, not ours. Under your account's configuration Stripe charges its processing fee to your account, at Stripe's rates for your account, on the whole payment — our fee and any tax included — and the card processing in the sponsor's service fee pays it at Stripe's standard US card rate. Where Stripe charges your account more than that — a card issued outside the United States, custom or non-US pricing on your account, Stripe's fee on sales tax, or the fee for Stripe Tax itself — the difference comes out of the bid and is yours; where Stripe charges less, the difference is yours too. On a pre-approval board a released card hold (however it is released) costs you nothing on Stripe's standard pricing; on custom pricing Stripe may charge your account for the authorisation itself, and that is yours too. We set the card processing before the sponsor's card is known, at that one rate, and we are not a party to Stripe's fee; your Stripe Dashboard is the record of what was deposited.

4.4 You are the merchant of record

Every payment for placement on your board is a direct charge on your own Stripe account.

  • You are the seller. The sale of a placement is between you and the sponsor, on the rules in the Terms of Service, the Bid Rules and the Refund Policy, which we present to the sponsor on your behalf (section 4.8). We provide the service that makes the sale and collect a fee for it.
  • You are the merchant of record. Your business name appears on the payment page and on the sponsor's card statement — your Stripe statement descriptor, plus a suffix of up to ten characters from the board's title that we add so the charge is recognisable. That is how a sponsor identifies the seller: by the business name Stripe shows on the checkout page, on the card statement and on any receipt Stripe sends for your account. You must keep your Stripe business name and support contact accurate, and you must not use a name that hides who the seller is.
  • You fund refunds and disputes on your charges (section 5).
  • We never hold your money. It goes from the sponsor's card to your Stripe balance. We cannot pause your payouts, debit your balance for our own account, or move your funds anywhere — with one exception you authorise here: we instruct the refunds the Refund Policy names (section 5.2) through Stripe's API, and Stripe pays each of them from your balance to the sponsor's card.

4.5 Payouts

Stripe pays your balance out to your bank account on Stripe's schedule, under Stripe's terms. The product's payout line (COPY-3), quoted exactly as it appears on the page, is "Payments go straight into your own payout account." It describes where a payment lands: a bid lands in your own Stripe balance — the payout account you connect (section 4.6) — when the sponsor's payment completes, never in ours. It is not a promise about the day the money reaches your bank: Stripe pays that balance out to your bank account on its payout schedule. Stripe says a new account's first payout typically takes 7 to 14 days after its first payment; after that, Stripe's standard schedule for US accounts is two business days. Stripe's schedule governs and can be longer for a held or incomplete account. We keep no payout ledger. Your Payouts page shows whether Stripe is accepting charges and paying out for you and links to your Stripe Dashboard, the only record of balances and payout dates.

4.6 Your Stripe account

To take a single bid you must connect a Stripe account and complete Stripe's hosted onboarding.

  • Stripe's agreement. In that onboarding you enter into the Stripe Connected Account Agreement (https://stripe.com/connect-account/legal), which incorporates the Stripe Services Agreement, directly with Stripe; Stripe collects that acceptance itself. We are a Connect platform under that agreement. We are not Stripe, and we do not hold or pay out money.
  • How the account is configured. You are responsible to Stripe for every refund, dispute, fee and negative balance on your account, and Stripe may recover them from your balance and your bank account under its agreement with you; Stripe, not we, bears the risk of a negative balance it cannot recover from you. You pay Stripe's processing fees, Stripe collects the identity and business information it requires, and you hold your own full Stripe Dashboard. We collect no identity documents, bank details or business registration details, and we cannot change them; what we do hold about your organisation — its name and, if you gave one, its type — is listed in the Privacy Policy, section 4.4.
  • Charges must be enabled. A board can be published, and a bid taken, only while Stripe reports that your account may accept card payments. While that is off — onboarding unfinished, or the account restricted by Stripe — every bid on every board you hold is refused and no board can be published; your Payouts page shows the state and what Stripe is waiting for, and you can unpublish at any time whatever Stripe says. If Stripe accepts charges but has paused payouts, sponsors can still pay you and Stripe holds the money until you resolve what it asks for.
  • Disconnecting. You may disconnect OnTheList.Live from your Stripe Dashboard at any time; we record it and do not reverse it. Once disconnected, no board of yours can take a bid; money already in your balance stays yours and Stripe's to pay out; placements already paid for stay displayed to the end of their round. A refund the Refund Policy owes on a charge made before you disconnected is still yours to fund (section 13). Once you have disconnected we can no longer instruct anything on your account, so you issue that refund from your Stripe Dashboard when we ask, and we return our fee on it by hand. If you mean to close a board or your account (section 8), ask us before you disconnect, while we can still issue the refunds that closing owes.
  • Your Stripe Dashboard is yours. Your business name, branding, support contact, statement descriptor, fraud rules and payment methods are set there, by you, with their consequences.

4.7 Fee parameters

Our fee has two parameters per host: a rate (a whole percentage) and a floor. The platform's defaults are 20% and $0.50, and they are a ceiling: we may lower the rate or floor that applies to your boards and may set them back up to the default, but never above it. We set them; a host cannot change them, and there is no control for them in the dashboard. A change applies to checkouts started after it; a checkout in progress keeps the parameters it was quoted at, and a refund or dispute uses the parameters its payment was charged under.

No plan exists, and nothing here promises a plan or a rate. The host access fee (section 4.9) is paid once and is not a plan: it changes no rate.

4.8 Our authority

You appoint us as your limited agent, for these purposes only, to: (a) present the Terms of Service, the Bid Rules and the Refund Policy to sponsors on your behalf as the terms of each sale; (b) deliver each placement and apply the Bid Rules on your board; (c) create the checkout sessions on your Stripe account through which sponsors pay you; (d) instruct refunds and reversals of our own fee on your account under the Refund Policy; (e) submit dispute evidence; and (f) capture a card hold placed through such a checkout when you approve the placement it pays for, and release one that the Bid Rules or the Refund Policy say is released (section 6.3). Outside those acts we are an independent contractor to you, not your partner, employee or agent, and you are not ours.

4.9 The host access fee

Access to host on OnTheList.Live is sold for a one-time fee of $49.99 (US dollars): the host access fee. We charge it on our own Stripe account, so for that one charge we are the seller and the merchant of record. It is not a subscription or a plan, it does not renew, and it takes no part of any bid.

  • What it buys. A setup link (section 2), and with it the right to create your host account and its organisation and to run a board under these terms. Your organisation holds one board unless we raise that limit for you, and every board it has created counts towards it, published or not. We email the link to the address you applied with once Stripe confirms the payment. If your address already holds a host account, a payment buys nothing: no link is sent, and we refund it. We may also invite a host ourselves, with no fee.
  • How it is paid. By card, on Stripe's hosted checkout page. $49.99 is the whole price: nothing is added to it at checkout, and any tax on it is our concern (section 6.10). The charge is ours: it is never made on a host's connected Stripe account and never passes through one.
  • Bids are untouched. We quote the product's line (COPY-1) exactly as it appears on the page, because the fee leaves it true: "You keep every dollar a business pays for its spot." The fee pays for access, and no part of any bid goes towards it. It does not change the service fee a sponsor pays (section 4.2) or your fee parameters (section 4.7).
  • Refunds. If you ask before you have used the setup link to create your organisation, we refund the host access fee in full. After that it is not refundable, except a payment that bought no access — a duplicate, or one made after your host account was already set up — which we refund, and wherever the law requires a refund. While a dispute of that payment with your card issuer is open, the dispute decides it: no refund can be made outside the dispute. We make every refund of the fee ourselves, through Stripe, to the card that paid. If a refund leaves no payment of the fee standing for your address, a setup link you have not used stops working; refunding a duplicate payment leaves your access in place, and a refund changes nothing about a host account you have already set up. A duplicate payment, or one made after your host account was already set up, is refunded automatically, without your asking. To ask for any other refund, write to hi@moretime.ai from the address you applied with; the Refund Policy states the same rule in its section on the host access fee.

5. Bids are final; refunds and disputes

5.1 Finality

All bids are final. A sponsor who is outbid is notified, never refunded. Every paid bid buys displayed placement at the listing's computed rank for the rest of the round, and a sponsor confirms they understand this with an unticked checkbox before paying. You may not offer a sponsor any refund outside the Refund Policy, except the refunds you choose to give: a refund you issue from OnTheList.Live (Refund Policy row 9, section 5.2) and the goodwill refund from your Stripe Dashboard in section 5.3.

5.2 Refunds you fund

The Refund Policy states nine rows. Because the charge is on your Stripe account, every refund of a bid is paid from your Stripe balance. You fund:

  • row 3 — a listing you reject on a pre-approval board, or one the round closes on that you never reviewed, AFTER its payment was taken: a listing waiting for your approval is normally not charged — its card is only held, and your rejection or the round's close releases the hold with nothing charged and nothing refunded (section 6.3) — so row 3 applies to a WHOLE hold you captured yourself in your Stripe Dashboard and to a payment taken before holds existed (a capture of part of a hold is not applied to the listing, and you refund it in full yourself, section 6.3);
  • row 4 — a removal through your fault or ours, refunded under row 4 of the Refund Policy, in full or pro-rated: a board suspension's refunds (section 7.2) are issued automatically and in full, and a single listing's by a person on platform staff after the sponsor or you write to us. A pro-rated refund returns the part of the bid for the time between the takedown and the round's scheduled end, measured against the whole round and rounded up to a whole dollar, with our fee and any tax returned in the same proportion and the card processing never refunded; every payment on the listing is pro-rated the same way, and the platform decides between the full and the pro-rated form when it issues the refund. On a permanent board a row-4 refund is full: there is no round length to pro-rate against;
  • row 5 — a payment that completes after the round has ended, refunded automatically, everything but the card processing;
  • row 8 — a refund you issue from your Stripe Dashboard;
  • row 9 — a refund you issue from your board's dashboard on OnTheList.Live, which we instruct on your account at your request. It returns everything the charge has left except the card processing — the whole payment less the card processing, or what remains after a refund you made from your Stripe Dashboard — and has no partial form. Only your account's Owner may issue it, from your board's dashboard, which lists the board's most recent payments; a payment the list does not show is refunded from your Stripe Dashboard. It is not available for a payment we have already refunded (rows 3 and 4, or an earlier row 9) or one whose listing was removed for the sponsor's own violation (row 2), and it is refused while a dispute of the payment is open and when your own Dashboard refunds have already returned more than the bid. The payment's contribution comes off the listing: it stays on the board while its total is above $0, and leaves the board once refunds — by this door or from your Stripe Dashboard — bring its total to $0; its destination is then open again to whoever pays for it first. We send the sponsor no email for it; the refund receipt your Stripe account sends, where it sends one, is the notice.

On rows 3, 4, 5 and 9 the sponsor gets back everything but the card processing: your balance returns the bid and any tax, and we return our whole fee (its share, on a pro-rated refund) into your balance — a second movement on your Stripe account, right after the refund — so, on a US card at Stripe's standard rate and with no sales tax, a full refund leaves you, and us, where neither of us had the payment; where Stripe charged your account more than the card processing covered (section 4.3), Stripe keeps that difference on the refund too, and it is yours. On a payment you had already partly refunded from your Stripe Dashboard we return whatever of our fee we still hold. You authorise us to instruct those refunds and fee returns on your account through Stripe's API; each is recorded in the ledger. While a card network's inquiry about the payment is open, we instruct none of them: every one leaves the card processing on the charge, so it is partial, and Stripe reverses a partial refund if the inquiry becomes a chargeback; the refund waits for the inquiry to close. Stripe does not return its own processing fee on a refund (section 4.3); the card processing the sponsor paid stays with you to cover it. On row 8 our fee is not returned by default: a refund from your Stripe Dashboard cannot reach our application fee — only we can reverse it — so if you refund the whole amount charged you have refunded our fee out of your own balance unless we separately return it. We may return it on request; to have it returned with the refund itself, issue the refund from OnTheList.Live, where Refund Policy row 9 allows it.

5.3 Refunds from your Stripe Dashboard

You may refund a sponsor's payment from your Stripe Dashboard, in whole or in part, as a goodwill gesture (row 8). Stripe tells us and we act on it under Refund Policy row 8: the refund is attributed to our fee first, and only the part that reaches the bid comes off the listing's total, in whole dollars, rounded up, so a partial refund may move the listing's rank. A refund that brings the total to $0 takes the listing off the board — which can happen with less than a dollar of the bid still unrefunded — and its destination is open again to whoever pays for it first. A refund is not a way to keep a placement for less than was paid, and it cannot reverse a settled round's results — a later refund annotates the Round Archive, never rewrites it. A Dashboard refund does not return our fee (section 5.2); to refund a payment with our fee returned, issue the refund from your board's dashboard on OnTheList.Live instead (row 9), where section 5.2 allows it.

5.4 Disputes (chargebacks)

A dispute is between the sponsor's card issuer and you, the merchant. Stripe debits the disputed amount and its dispute fee from your Stripe balance when the dispute is opened, under Stripe's terms; the card network decides the dispute. What we do on your behalf:

  • When a dispute is opened we deduct the disputed payment — only that payment — from the listing's bid total at once. The listing is suspended automatically only when that payment was the listing owner's own, the card network gives the dispute a fraud reason, or the remaining total falls below the board's minimum bid; otherwise a person reviews it.
  • We assemble the evidence the Refund Policy's "Disputes" section lists — what was bought, the sponsor's two statements with their instant, network address and device fingerprint, the placement's time at each rank and its click activity — and submit it to Stripe. We promise no outcome.
  • If the dispute is decided in your favour, the deduction is reversed and the listing goes back to the state the dispute took it from — or, once its round has ended and the last dispute on the listing closes, where the round's end would have put it (a listing never shown is declined, a shown one marked as ended); a settled round is annotated, never re-ranked (a dispute on a payment whose placement refunds had ended before another sponsor bought the spot writes no note on that sponsor's result). A refund a platform decision already owed on that payment while the dispute held it — a declined listing (Refund Policy row 3), a board suspension or a platform removal (row 4) — is then issued, and it leaves your Stripe balance as those rows do; if the platform had issued that refund before the dispute and Stripe reversed it because the charge was disputed, the platform cannot issue it again, and we ask you to refund the sponsor from your own Stripe account. An inquiry (a card issuer's request for information before any chargeback) takes nothing from your balance and we deduct nothing for it: we record it and submit the evidence above, and if it becomes a chargeback this section applies from then. While one is open we issue no refund of that payment (we know of one once Stripe's notice arrives): every refund we make leaves the card processing on the charge, so it is partial, and a refund a row of the Refund Policy owes is issued once the inquiry closes. A partial refund made before we knew of it, or one you make from your Stripe Dashboard, is reversed by Stripe if the inquiry becomes a chargeback.
  • If the dispute is decided for the cardholder, the money is already gone from your balance (row 6). When a dispute is lost we return what remains of our fee on that payment to the host. That is our current practice, not an obligation: it is voluntary, and we may end it for future disputes on notice.

6. Running your board

6.1 Settings you control

You control the settings in section 3. The mode is fixed at creation. A change to the cadence or opening hours of a board that has run a round takes effect at the next rollover, not mid-round. The slug is derived from the title when the board is created and does not change; slugs on our reserved list are not available.

6.2 Publishing and unpublishing

Publishing makes the page public and starts the first round; it requires that charges are enabled on your Stripe account. Unpublishing keeps the page public and stops new bids: the current round completes, every placement already paid for stays displayed until the round ends and is settled, and no refund is owed because you unpublished. You may publish again while charges are enabled. Nothing in the product deletes a board.

6.3 Moderation: your role

Every listing on your board is a sponsor's, and moderating it is your job as much as ours.

  • Three review settings. A paid listing goes on the board as soon as it is paid; or it goes on the board at once and is flagged for your review; or — under pre-approval — it is held until you approve it, except a paid takeover of a house entry, a carried row or another sponsor's placement that refunds took off the board, which goes on the board at once and is flagged for your review.
  • Five actions. You may approve, reject, suspend, reinstate or remove a listing, and nothing else. You cannot edit a sponsor's destination, business name, title, description, image, text or tags, and you must not ask us to.
  • Review promptly under pre-approval. A new listing waiting for your approval has its sponsor's card held, not charged: your approval charges it and puts it on the board; your rejection, the round's close with it unreviewed, the sponsor's own cancel, a suspension of the board or the hold's lapse releases it, and nothing is charged. A hold lapses about seven days after the sponsor checked out — your queue shows the date to approve by — and a lapsed hold cannot be charged, so a board whose rounds run longer than a week needs reviewing within the week. Do not capture a held payment from your Stripe Dashboard: it charges the sponsor before you have approved, and a rejection then is a refund under row 3. Never capture PART of a held payment: a part-capture is not applied to the listing, and it is yours to refund in full from your Stripe Dashboard at once (we chase it with you). Check your queue at least daily while a pre-approval board is published. A sponsor's business name and own short text on such a board wait there too until you approve them. A tag a sponsor picks from our lists needs no approval of its own: it shows whenever its listing shows, and a later change shows within seconds, at the board's next refresh, with no new item in your queue; your queue shows a listing's tags beside it.
  • Suspend is reversible; remove is not. Whether a removed listing's sponsor is refunded is decided under the Refund Policy: no refund where the violation was the sponsor's (row 2); where the removal was wrongful — which includes a removal of a shown listing under a stricter rule of your own (section 6.6) — a refund at your cost under row 4: a board suspension's refunds are issued automatically, and a single listing's by a person on platform staff after the sponsor or you write to us.
  • Our decisions bind you. Where we have suspended or removed a listing, only we can move it; where we have let one stay, your own stricter rules still apply. Every action is recorded with who took it and when.

6.4 Integrity: no self-bidding, no arranged bids

The ranking on your board must be real.

  • You must not bid on your own board through any address, card or person acting for you — whether to make the board look busier, to raise a sponsor's total or to move a rank.
  • You must not arrange, pay for, reward or coordinate bids to move a rank, and you must not tell a sponsor what to bid.
  • You must not pay into a listing you do not own, or let anyone use your position as host to do so.
  • House entries are the honest way to fill a board. You may add up to three entries of your own per board. They carry no rank and no amount paid, sit in their own labelled section below every paid placement, and are carried into each new round. A sponsor who pays for that destination takes it over.

At every checkout we record signals — a paying address that belongs to a member of the host organisation, one address paying an outsized share of a board's volume, a destination that imitates another — and people review them. Where we find that you bid on your own board or arranged bids, we may annotate the Round Archive, suspend the board, disable your host account and refuse you the service, and you stay liable for every refund and dispute that follows.

6.5 Presenting the board honestly

A board is a page of paid advertising, and five bars follow from that:

  • No personal recommendation. You must not present the board, anywhere, as your personal recommendation, as an editorial ranking, or as an endorsement of anything on it. Position is bought, and the product says so on every board.
  • No review-style layer. You must not add to, or describe, the board as a review, a score, a ranking of quality or a measure of anything but the amount paid — on the board, beside it, or in anything you publish about it.
  • The disclosure stays. You must not remove, obscure, contradict or explain away the page-level disclosure banner described in the Advertising and Sponsorship Disclosure, the footer line (COPY-5) or the sponsored-link marking.
  • Show the screen view whole. If you show your board's screen view on a screen in your venue, show all of it: never cropped (set the screen's picture size so its edges are not cut off), covered, zoomed or framed so that its disclosure line, a placement or its footer is hidden.
  • Say it is paid when you promote it. When you link to or promote your board from your own channels, make clear in the same post that the listings on it are paid placements.

You must not promise a sponsor traffic, conversions, permanent rank, search ranking or your endorsement.

6.6 Content rules: ours, and any stricter ones of yours

Every listing on your board must comply with the Prohibited Content Policy and the Acceptable Use Policy, and those two policies are the only rules whose breach forfeits a sponsor's payment (row 2). You may hold your board to stricter rules of your own — a topic you do not want, a competitor, a tone — and the money follows who chose to end the placement: a listing you decline in review under a rule of yours, before it is shown, is never charged — its card hold is released — or, where its payment was already taken, is refunded under row 3, whatever the reason (section 6.3); a listing you remove after it was shown, for a rule of yours, is a removal through your fault, refunded under row 4 at your cost (section 5.2). A rule of yours is never the sponsor's breach.

The product keeps one rule of yours for you: each board's list of blocked websites (the board editor's "Blocked websites", up to 200 per board, kept by the board's Owner and Admins and seen by no one outside your organisation and us). A destination on a listed website — the site itself or any address under it — is refused when the sponsor submits it, before any payment, for a new listing, a raise and a takeover alike, and the sponsor is told only that this board's host does not accept sponsorship from this website. The list takes nothing down and does not stop a checkout already started: a listing already paid for stays until you decline or remove it, and the money follows the rows above. One case is not a rule of yours: after the checkout has refused a website, a sponsor who gets round that refusal — through a redirect, a link shortener or another address of the same business — breaches our Acceptable Use Policy (it evades a refusal the checkout gave). Report it to us (section 17) rather than removing the listing yourself: we decide on what we hold — the list's own record of when a site was added, the record of the refusals the list gave, and the listing's destination — and if we find a refusal was evaded, we remove the listing as the sponsor's breach, with no refund (row 2); a removal of your own is a removal under a rule of yours (row 4). Refusals the list gives are recorded, up to 100 new records a board a day (none where the request's network address cannot be read or the record fails to be written). The board editor shows you the blocked entries most recently refused in the last 30 days (the 10 most recent, with how many more) — for each, the last website refused, when and how many times — never an email address or anything about a network address. A refused website is what somebody typed: anyone can type any website, so it is not proof that its owner tried. We keep what can tie a refusal to a later payment (a one-way hash of the network address and, at the start of payment, the email address typed) for 540 days, under the Privacy Policy, to decide such a case. Any other rule of yours you may tell sponsors about through your own channels; publishing it there does not change which row applies.

You may never permit what our rules refuse. Stripe's list of prohibited and restricted businesses (https://stripe.com/legal/restricted-businesses), as Stripe publishes it from time to time, binds every connected account, and where it is stricter than our policies it controls. A business Stripe serves only with its prior approval may be advertised on your board only where your Stripe account holds that approval — ask us before accepting such a listing. Under a direct charge a prohibited transaction is your transaction in Stripe's eyes: it puts your Stripe account at risk, and because we are the Connect platform on that charge it reaches our account too, not only yours.

6.7 Sponsor data

Running a board shows you what sponsors bought — destinations, titles, text and the bids on them — and the websites your blocked websites refused (section 6.6). As the merchant, your Stripe Dashboard also shows you what Stripe collects from a paying sponsor — email address, billing details and card metadata. The product itself shows no sponsor's email address on any host page.

You may use a sponsor's data, and the websites your blocked websites refused, only to run the board, to answer the sponsor about their placement and to meet your obligations under these terms and the law — never for marketing, and never sold, shared or combined with other data about the sponsor. Keep it confidential and secure, and comply with the Privacy Policy and the privacy law that applies to you.

The roles, as they are. For the sponsor data you see through the service, you decide your own use of it within the limits above and you are responsible for that use under the privacy law that applies to you; we do not act as your processor, and we process what the service collects for our own purposes as the Privacy Policy states. For what Stripe collects from a paying sponsor on your Stripe account — billing details and card data — Stripe's agreement with you and Stripe's own privacy policy govern; what we ourselves hold about a sponsor is listed in the Privacy Policy, section 4.3. If a sponsor asks you to correct or erase data we hold, send them to us at hi@moretime.ai; if one asks us about data only your Stripe Dashboard holds, we send them to you.

6.8 Your name, slug, logo and social accounts

Your host name, social handles, board titles, slugs, house-entry titles and logo are yours. You warrant that you have the right to use them, that they infringe nobody's trade mark, name or other right, and that they impersonate no person, business or brand. The X, Instagram, Facebook and TikTok accounts you name in the board editor must be your own: your boards link to each one and show the follower count its public profile showed on the date shown beside it — that platform's figure, which we do not check — and we may clear a handle that names someone else's account. Do not name an account whose followers you bought or know to be fake. You may not take a host name or slug that suggests you are us, Stripe, a public body or another host; we may refuse or reserve one that does and require you to change the host name. A board's title is fixed when the board is created: a title that impersonates anyone is handled under the IP Complaint Process, where the remedy is suspension of the board (row 4), not a rename. The logo must be a PNG or JPEG of at most 512 KB; it is scanned before it is shown and reviewed by us afterwards, and we may remove it.

6.9 Boards aimed at children

You must not run a board whose audience is predominantly children, or that is aimed at or marketed to anyone under 18. A board is a page of paid ads with a checkout on it, for adults.

6.10 Law and tax

You must comply with every law that applies to your board, your business and your sponsors, including advertising, consumer-protection, privacy and sanctions law.

Tax is yours. You are the seller of every placement on your board. Every tax on that sale — sales tax, VAT, GST, digital-services or advertising tax — and every tax on your income from it is yours to determine, register for, collect, report and pay. We do not collect or remit tax on your sales. If you set up Stripe Tax in your own Stripe account (its tax settings active — Stripe needs only a head office for that; your preset tax code and the registrations you add decide what is collected), each checkout on your boards asks Stripe to calculate sales tax on the bid from the sponsor's billing address, at your preset tax code and on top of the price, and collects it into your Stripe balance for you to report and pay; the service-fee line is sent as not taxable. Stripe calculates only where you have told it you are registered — with a head office and no registration it collects nothing — and Stripe Tax's own fee is charged to your account (section 4.3). Stripe Tax records the tax when the sponsor checks out, so on a pre-approval board a held listing whose hold is released still shows that tax on your Stripe Tax report (measured: a cancel writes no reversal); and a refund the platform issues keeps the card processing, so Stripe Tax reverses slightly less tax and taxable sales than went back to the sponsor (a few cents of tax on a typical payment). Check the report against your payments before you file. Whether you must collect, and on what, is yours to decide; the platform does not decide it for you, and turning Stripe Tax on or off is done in your Stripe account. Any tax on our fee is our concern, and so is any tax on the host access fee: $49.99 is the whole price of host access (section 4.9). Stripe issues tax forms (in the United States, Form 1099-K) to connected accounts where its thresholds are met; that is between you and Stripe, and we issue no tax form for the money sponsors pay you.

7. Our rights

7.1 Moderating listings

A listing is the sponsor's content, not ours or yours: we do not create it, we do not edit it, and we are not obliged to review it before it is shown. We may approve, reject, suspend, reinstate or remove any listing on any board at any time, in good faith under our policies, and our decision overrides yours. We may re-verify a destination at any time, refuse a destination or a keyword platform-wide, and block a destination at the click. We never write or improve a sponsor's content, and we never decide a listing's rank. The tags a sponsor may pick are labels we wrote; whether a listing shows one is the sponsor's choice and statement.

7.2 Suspending a board

We may suspend a board where it, its host or its listings break these terms, our policies or the law, where Stripe or a card network requires it, where we reasonably believe it exposes sponsors, visitors, you or us to harm, or where you ask us to close a board or your host account under section 8. A suspended board's page is taken down and every bid on it is refused.

On a suspension, every payment behind the board's live round is refunded to its sponsor, everything but the card processing, and the listings are removed (row 4): each refund is paid from your Stripe balance with our fee returned to it, whatever the reason for the suspension. Where the suspension was your fault, or you asked for it, that cost is yours. Where it was our error — our negligence or our breach of these terms — we owe you the bid part of every refund it caused: a debt we pay you by hand, outside the product, once the refunds have been issued, and the cap in section 11 does not limit it. If we lift the suspension, the board is left unpublished. You may publish it again from your dashboard, and publishing re-runs every check a new board faces.

7.3 Disabling a host

We may disable your host account where you break these terms or our policies, where we cannot verify who you are or what you run, where Stripe has ended your account, or where we end the service. A disabled host cannot publish, unpublish or create a board, and every board it holds stops taking bids. Every board keeps its page and its live round — every placement already paid for stays displayed to the end of its round — and no money moves. Your dashboard and Payouts page stay reachable. A disable is not a takedown; a takedown is section 7.2, and we may do both.

7.4 Changing the fee, the service and these terms

We may change a host's fee parameters within the ceiling in section 4.7, for checkouts that start after the change. We may change the price of the host access fee; a change applies only to purchases made after it. We may change, add to, suspend or end any part of the service. Where a change materially reduces what the service does for a host, we will email the Owner at least 14 days before it takes effect where we reasonably can.

7.5 Access to your Stripe account

Through Stripe Connect we read your connected account's status, create checkout sessions on it, capture or release the card holds those checkouts place (section 4.8 (f)), instruct refunds and reversals of our fee under the Refund Policy, submit dispute evidence and receive Stripe's events about its payments — only to run the service and meet these terms, and only as section 4.8 allows.

8. Leaving

  • Unpublishing (section 6.2): the page stays, bids stop, the round completes, nothing is refunded.
  • Disconnecting Stripe (section 4.6): bids stop everywhere; your money stays yours.
  • Closing your host account. There is no self-service deletion; ask us at the contact address. An organisation holding placements sponsors have paid for on a live round cannot be closed while those placements stand, because closing it would withdraw what sponsors bought. On a reset board, the route is to unpublish and let the round end and settle. A permanent board's round never ends, so the route there — for the board, or for an account that holds one — is to ask us to close it: we treat that as a suspension of the board under section 7.2, every payment behind its round is refunded under row 4 at your cost, everything but the card processing, and the account can then be closed. Ask before you disconnect Stripe (section 4.6). After that we disable the account and, on request, pseudonymise its personal data under the Privacy Policy. The Round Archive, the ledger, the audit log and the dispute evidence are kept as the Privacy Policy states — the archive for ever — because they record money that moved and what people changed; a person's account details and mailbox are pseudonymised in them, as the Privacy Policy describes, and nothing is deleted.

9. Intellectual property, and the licence to display

The service, its software, its design and its name are ours; you get no right in them beyond using the service under these terms.

Your host name, bio, social handles, board titles, house-entry text and logo stay yours. You grant us a worldwide, non-exclusive, royalty-free licence to host, copy, display, adapt for display and distribute them as part of the service — on your board, in the public directory, in the Round Archive, in social-sharing images, and in screenshots and images of boards as they appear on the service — for as long as the board and, for the archive, the archive exist. The licence covers nothing else: it does not let us name you, or a sponsor of yours, in a campaign or in any material that presents you as a customer or an endorser, without your consent.

A sponsor's listing is the sponsor's, licensed to us under the Terms of Service; you get no right in it beyond its display on your board and may not copy, republish or reuse it. Rights holders may complain about a destination under the IP Complaint Process, and we may act on a complaint without consulting you. Send a copyright notice to the designated agent named in the DMCA Process, which says what the notice must contain.

10. Disclaimers

The service is provided "as is" and "as available". We disclaim every warranty not stated in these terms, express or implied, including merchantability, fitness for a particular purpose and non-infringement. We do not warrant that the service will be uninterrupted or error-free, that a board will attract sponsors, or that Stripe will accept, hold, pay out or keep open your account. Beyond the limited agency in section 4.8, we are not a party to the sale of a placement between you and a sponsor, to your agreement with Stripe, or to a dispute between you and a sponsor's card issuer.

11. Limitation of liability

To the fullest extent the law allows:

  • we are not liable to you for any indirect, incidental, special, consequential or punitive damages, or for lost revenue, lost sponsors, lost data or lost goodwill, however arising;
  • we are not liable for a refund, a dispute, a Stripe fee, a debit from your Stripe balance, a Stripe restriction or a card network's decision on a charge on your account, except to the extent caused by our own negligence, wilful misconduct or breach of these terms;
  • our total liability to you under or in connection with these terms in any twelve-month period is limited to the greater of our fees we actually received on bids paid to you in that period and US$100.

That cap does not limit what we owe you under section 7.2 for a suspension that was our error — the bid part of the refunds it caused — which is a debt, not damages, and is paid in full.

Nothing in this section limits or excludes either party's liability for fraud or fraudulent misrepresentation, gross negligence or wilful misconduct, death or personal injury caused by negligence, or any liability that cannot be limited by law.

12. Indemnity

You will defend, indemnify and hold us, our officers, directors, employees and agents harmless from every claim, loss, liability, cost and expense (including reasonable legal fees) arising from:

  • your board, host name, slugs, house entries and logo;
  • a listing you approved, reinstated or failed to review, to the extent your conduct contributed;
  • your breach of these terms or our policies, including self-bidding and arranged bids;
  • your tax obligations, and any claim that we should have collected or remitted a tax on your sales;
  • a refund, dispute, chargeback or Stripe debit on a charge on your account;
  • your use of sponsor data;
  • a claim by a sponsor, a visitor or a rights holder about your board;

except to the extent a claim arises from our own negligence, wilful misconduct or breach of these terms.

13. Termination

You may stop using the service at any time by unpublishing your boards and, if you wish, disconnecting Stripe and asking us to close your account (section 8). We may suspend a board, disable your host account or end these terms at any time on the grounds in section 7, and otherwise on 30 days' notice.

Sections 4.4, 4.8, 4.9, 5, 6.7, 6.10, 8, 9, 10, 11, 12, 14, 16 and this section survive termination. Refunds and disputes on charges made while these terms were in force remain yours to fund after they end.

14. Governing law

These terms are governed by the law of the State of Texas, without regard to its conflict-of-law rules. Any dispute between you and us will be brought in the state or federal courts sitting in Travis County, Texas, and you consent to their jurisdiction.

If you deal with us as a consumer rather than as a business, any protection you have under the mandatory law of the place you live still applies to you.

15. Changes to these terms

We may change these terms. A change is a new version string on this document and in the product. We will email the Owner before a change takes effect, with at least 14 days' notice where the change is material. Keeping a board published after the effective date is acceptance of the new version; the version you accepted at sign-up is recorded against your account, and we do not ask you to accept a new version afresh in the product. If you do not accept a new version, unpublish your boards before it takes effect (section 6.2) and ask us to close your account (section 8) — on a board with paid placements still on a live round, by the route section 8 states and at the cost it states.

16. General

  • These terms, the documents they name and the Stripe Connected Account Agreement you enter with Stripe are the whole agreement between you and us about hosting boards; nothing on our marketing pages adds to them.
  • If a court finds any part of these terms unenforceable, the rest stands.
  • You may not assign these terms; we may assign them to a successor to the service and will tell you when we do.
  • Our not enforcing a term is not a waiver of it.
  • You may send us any notice by email to hi@moretime.ai; a notice the law requires to be served in writing goes to the postal address in the header. Notices to you go to the Owner's account email address.
  • Except for the limited agency in section 4.8, nothing in these terms creates a partnership, joint venture, agency or employment between you and us.
  • Neither party is liable for a failure or delay caused by events outside its reasonable control — including failures of Stripe, a card network, a hosting or email provider, or the internet — except that this does not excuse an obligation to pay money or a refund the Refund Policy owes.

17. Contact

Questions about these terms, a takedown, a refund, a dispute or your account: hi@moretime.ai. Notices to us go by email to that address (section 16); a notice the law requires to be served in writing goes to 5900 Balcones Drive, Suite 100, Austin, TX 78731, United States. How to reach a person, including for a sponsor who has no account, is in Contact and Support.